Tuesday, March 20, 2012

helpguide.org

For review of MSAC and why we should look to our State Legislators
in making the right legislation to keep SENIORS IN THEIR OWN
 HOMES
___Seniors who become too frail to take care of themselves usually
go into a nursing home.
___Most people who go to a nursing home will remain there until they die.
___Medicare coverage does not include nursing home care.
___Medicare pays for nursing home care when you’ve been
discharged from the hospital and still need medical care.
___A Skilled Nursing Facility provides many services that nursing
 homes do not provide.
___A good way to find the right kind of senior housing is to check
 with an organization that does accreditation, and provides
 descriptions and ratings of its approved facilities.
___A board and care home offers seniors room and board, and
 medical
 care as needed.
___A typical board and care home provides care for 6 residents in
a converted single-family home.
___Assisted living facilities, board and care homes, and nursing
homes are regulated by state or federal government licensing boards.
___All assisted living facilities offer about the same kinds of services
       for senior housing.
___“Assisted living” includes services of doctors and nurses, for seniors
       with chronic medical problems.
___“Independent living” refers to the senior staying where they have
lived for years: in the home they have owned or the apartment they
 have rented.
___”Independent living” refers to a large building where seniors have
       their own rooms or apartments but share meals in a community
 dining area.
___A Continuing Care Retirement Community (CCRC) is for seniors
 who are expected to require more care as they get older because
they already have some degree of frailty or medical problems.
___Elders who can stay in their own home because they have family
 to help them or have money to hire caregivers, do not need long-term care insurance, as that type of insurance is for nursing home care.
The answer to all of these questions is “False.” Many people answer “True” to some of these, even after doing some reading about senior housing. Reasons
for the confusion and getting a start in the right direction are covered
in the first article, Choosing Senior Housing and Residential Care.
The other articles describe the major housing types and payment options
. By reading the article descriptions you’ll begin to see why the quiz
 statements are all false.

helpguide.org

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